Working for health insurance

Forget new cars.....homes or anything else that contributes to a sound economy.

Today I think many American families are working just to keep up with the rising costs of family healthcare.

I am considering switching to a new offering by my company that I have to sit down and compare to my wife's plan......a plan that we have recently opted for that is the 5th different plan for the family in the past 3 years due to change/loss of jobs.....change of plan offerings etc.

The bottom line of this new and seemingly better plan is that it will still costs thousands of dollars annually for typical family health expenses and all the while our income remains stagnant.

Are there any solutions out there? Real solutions not political bluster?

Between auto, energy and healthcare I can't see our economy going anywhere as long they keep rising and incomes go nowhere.

 

Gotta love Obama.

 

Insurance companies have to insure people who have pre-existing conditions. Rates are going up!!!! What a surprise. Let's blame Bush and the Republicans.

 

I know Gipper......it's just friggin unreasonable to expect that insurance companies would have to insure people that actually get sick and need the coverage! When people get sick they should just be put down so they don't cost the rest of us.

 

Let's cap MD's salaries that's surely the solution. :roll:

 

MCG, I think that gipper is just passing on his opinion as to one reason medical insurance is more expensive and not saying it shouldn't be done that way.

But surely you must understand that insuring people who are already sick is going to make insurance cost more. Since from your comment one could think that you agree it is the right thing to do, then one must also think that if you believe that is the way it should be handled, you are willing to absorb the additional cost.

Wouldn't you agree?

 

I believe health insurance should be made affordable, manageable and effective for every American.

Affordable doesn't mean $1100.00 per month premiums plus high deductibles for middle to low income families but that's how it is right now.

I am not advocating people not paying premiums and then trying to slicker their way in to coverage.

Those people.....to quote one loud mouthed Republican at a debate here a few months ago......should just die.

 

No Dave, here's what we do, we don't buy health insurance because we're young and don't think we need it. Then we develop some problem and than get insurance for it. It's like gettin auto insurance after you have an accident or homeowners insurance after the house burns down. You can't do the latter. Is that "friggin unreasonable" too? It's the same thing. Don't whine about health insurance costs, you're getting what you wanted.

 

How's that?

I have a family of 5.......been paying for health insurance for them for 26 years.....why in hell do I want runaway costs?

As I say......we either come up with a plan that takes care of our poorer citizens or we let them die. At least that's what I gather the GOP wants.

Trouble is even middle income Americans are struggling mightily with the cost of healthcare......Americans who like me have always paid for it.

It ain't fun.....

 

Good idea. Let's call it Medicaid. Better yet, lets give the poor access to emergency rooms for any medical need, that way they don't have to have a copay. And while we're at it, let's come up with a system that provides free health care for everyone in this country even those not here legally. In fact, many in Africa and Asia don't have any health care so let's charter jets to bring them here for free health care. WTF why should Americans have better health care than others?

 

I don't have the answer, Dave, but this problem isn't something we can push blame onto any given entity. It is a logical extension of the attitude that all Americans seem to have gotten that all medical costs should be paid by a third party at very low cost to themselves. It isn't the Dems fault, it isn't the Repubs fault...hell, it isn't even the insurance companies fault. This situation is a logical extension of our ridiculous attitude that we should avail ourselves of all this expensive technology (often needlessly) and that somebody else should have to pay for it. It is a logical extension of our attitude that health care is a "right".

 

Agreeable post Stu except that I along with many....many hard working Americans have been paying out the ass for healthcare for years......anyone that has a family anyway to care for.

It is strangling middle America financially.

 

Runaway train to nowhere ain't it?

I vote we cut taxes for the wealthy and cut benefits to the middle class because doggone it....the wealthy will have a heart and want to see that the other 99% get raises in order to better deal with all of these increasing financial burdens if only they just didn't have to pay those pesky taxes!!!

Shoot....who cares if the middle class has no money left to sustain purchases in our economy it's all about how much money the wealthy can stockpile in offshore bank accounts and how many foreign made Beemers can be stuffed into one garage. They can sure buy a few very fancy asian made flatscreens though.......that oughta help some poor appliance salesman pay for his healthcare....if he can get enough hours.
:wink:

This lazy no good bitch just needs to hit the street and her kids divied out to foster homes.....right boys?

http://economywatch.msnbc.msn.com/_news/2012/05/14/11662662-long-term-unemployed-losing-benefits-as-job-picture-improves?lite

 

Let's look at another view of the problem.

http://communities.washingtontimes.com/neighborhood/reawakening-liberty/2012/mar/29/why-health-care-so-expensive/